Free UK salary, tax and money calculators

Quick, accurate answers to everyday money questions. Every calculator is updated for the 2026/27 tax year and runs in your browser - nothing you type is stored.

Take-home pay calculatorSalary after tax, NI, pension and student loan.Stamp duty calculatorSDLT for home movers, first-time buyers and second homes.Mortgage overpayment calculatorMonthly payments and how much overpaying saves.Student loan repayment calculatorWill you clear it before it’s written off?Contractor day rate calculatorUmbrella take-home pay from your day rate.VAT calculatorAdd or remove VAT at 20%, 5% or any rate.

Popular salaries after tax

£20,000£25,000£30,000£35,000£40,000£45,000£50,000£60,000£70,000£80,000£100,000All salaries →

2026/27 key figures

Personal Allowance£12,570
Higher rate starts at (rUK)£50,270
Employee NI8% from £12,570, 2% above £50,270
Plan 2 student loan threshold£29,385
Stamp duty nil-rate band£125,000 (£300,000 for first-time buyers)